4 plans · source: PensionsInfo 3 September 2026
Total pension savings
1,618,075 DKK
37,884 DKK indbetales per year · ATP og folkepension comes oveni
Six additional years of savings and returns provide a significantly higher annual payout.
Waiting from age 64 to 70 increases your annual payout by 207,600 DKK — approximately 68% more per year. All amounts are before skat og ofgifter.
Nordea Pension
9534445161 · Through employer
1,341,784 DKK
savings as of 01.09.2026
Investment type
Market-linked
Annual contribution
0 DKK
The largest pension balance — but contributions have stopped. Check whether the risk profile still suits your horizon and whether combining it with the private Nordea plan could be beneficial.
Swipe to send to your advisor
Nordea Pension
9612253983 · Private
263,427 DKK
savings as of 01.09.2026
Investment type
Market-linked
Annual contribution
0 DKK
A dormant private plan. Two separate Nordea plans often mean duplicate costs — consolidation may be worth exploring.
Swipe to send to your advisor
Velliv
1831301729 · Through employer
12,864 DKK
savings as of 03.09.2026
Investment type
Market-linked
Annual contribution
34,272 DKK
Your active plan with DKK 34,272 per year. The balance is still small, so this is where future growth is created — consider whether the contribution rate can be increased.
Swipe to send to your advisor
ATP
ATP Livslang Pension · Mandatory
Lifetime benefit
not included
Investment type
No information
Annual contribution
3,612 DKK
ATP provides a lifetime benefit in addition to the state pension. It cannot be moved or changed, but it is worth including as the foundation of your retirement budget.
Swipe to send to your advisor
In the event of death
1.278.350 DKK lump sum
The DKK 1.28 million lump sum covers only about 27% of the DKK 4.76 million mortgage. Consider whether coverage should be increased or whether the equity in the apartment and holiday home provides sufficient security.
Swipe to send to your advisor
Loss of earning capacity
948.600 DKK per year
Strong coverage that largely matches your current income. Remember it is taxable — the net amount is lower than DKK 948,600.
Swipe to send to your advisor
Certain critical illnesses
112.500 DKK lump sum
A tax-free DKK 112,500 is a typical level, but rarely covers more than a few months of adjustment. Consider supplementary coverage if the family’s fixed costs are high.
Swipe to send to your advisor
Amounts are before tax and charges · Source: PensionsInfo report 3 September 2026